Every transaction must be tied to a tangible, physical asset (the house). You cannot simply trade money for more money.
In this scenario, the bank buys the property at the market price and sells it to you at a higher, agreed-upon price. This "profit markup" is fixed and transparent from the start. You then pay this total amount back in fixed monthly installments. islamic way of buying house
Ensure the financial institution has a Sharia Supervisory Board that audits and approves their contracts to ensure they remain compliant. Every transaction must be tied to a tangible,