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What are today's mortgage interest rates: April 10, 2026? - CBS News

Borrowers typically choose from several loan structures based on their financial profile: mortgage us

Backed by the Federal Housing Administration, these are accessible for those with lower credit (down to 500-580) and require a 3.5% down payment. What are today's mortgage interest rates: April 10, 2026

Average rates vary slightly by source but generally fall within these ranges: 6.09% – 6.25% 15-Year Fixed: 5.50% – 5.62% 30-Year FHA: ~6.06% 30-Year VA: ~5.84% 30-Year Jumbo: ~6.54% Common Mortgage Types in 2026 Current National Average Rates (April 28

Mortgage rates today, April 28, 2026. ... The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S.

Exclusive to veterans and service members, these typically require no down payment and have no minimum credit score, though lenders often look for 620+.

The U.S. mortgage market in April 2026 is seeing a stabilization of interest rates, with the popular averaging between 6.09% and 6.25% . This represents a significant improvement compared to the highs of 2024 and 2025, reaching the lowest levels seen in the last three spring homebuying seasons. Current National Average Rates (April 28, 2026)