If you sell a property within the first 4 years of purchase, the SSD rates have been raised by 4 percentage points across all tiers to further penalize fast flipping. 🏛️ 3. Ongoing Tax & Cooling Measures
Caps your total monthly debt repayments (inclusive of car loans, personal loans, and mortgages) at 55% of your gross monthly income.
The landscape shifted significantly following rules targeting property flipping, as well as reforms rolled out to safeguard buyers of brand-new private homes.
The LTV limit for Housing & Development Board ( HDB ) flat loans is capped at 75% (aligned with bank loan restrictions).
Buyers are required to hold on to their private residential property for at least 4 years (up from 3 years) to completely avoid paying seller's tax.
Developers are required to reveal their past Construction Quality Assessment System ( CONQUAS ) scores to prospective buyers, letting you judge their build quality before signing.
To better protect buyers and minimize disputes between homeowners and developers, the government rolled out a suite of transparent, buyer-centric regulations for the private housing market:
New Rules For Buying Property In Singapore <2026 Edition>
If you sell a property within the first 4 years of purchase, the SSD rates have been raised by 4 percentage points across all tiers to further penalize fast flipping. 🏛️ 3. Ongoing Tax & Cooling Measures
Caps your total monthly debt repayments (inclusive of car loans, personal loans, and mortgages) at 55% of your gross monthly income. new rules for buying property in singapore
The landscape shifted significantly following rules targeting property flipping, as well as reforms rolled out to safeguard buyers of brand-new private homes. If you sell a property within the first
The LTV limit for Housing & Development Board ( HDB ) flat loans is capped at 75% (aligned with bank loan restrictions). Developers are required to reveal their past Construction
Buyers are required to hold on to their private residential property for at least 4 years (up from 3 years) to completely avoid paying seller's tax.
Developers are required to reveal their past Construction Quality Assessment System ( CONQUAS ) scores to prospective buyers, letting you judge their build quality before signing.
To better protect buyers and minimize disputes between homeowners and developers, the government rolled out a suite of transparent, buyer-centric regulations for the private housing market: