Pentagon Federal Credit Union Car Buying Service -

While historically for military, PenFed now has an open charter ; anyone can join by opening a savings account with a $5 deposit.

Access to members-only cash offers from select manufacturers, sometimes up to $3,500 . pentagon federal credit union car buying service

Once you choose a vehicle, you formally apply for the loan (this triggers a hard credit check) and the funds are typically sent as a check made payable to the dealer. Loan Rate Comparison (as of April 2026) Car Buying Service Rate (New) Standard Auto Loan Rate (New) 36 Months 48 Months 60 Months 72 Months 84 Months While historically for military, PenFed now has an