: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate.
: Negotiate the car price, then the trade-in value, and finally the financing. Do not let them bundle these into one "monthly payment" number. Is Buying "New" Worth It?
: For reliable brands like Toyota or Honda, the "massive" depreciation hit the second you drive off the lot has significantly decreased.
: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate.
: Negotiate the car price, then the trade-in value, and finally the financing. Do not let them bundle these into one "monthly payment" number. Is Buying "New" Worth It?
: For reliable brands like Toyota or Honda, the "massive" depreciation hit the second you drive off the lot has significantly decreased.