Reddit Buying A New Car Direct

: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate.

: Negotiate the car price, then the trade-in value, and finally the financing. Do not let them bundle these into one "monthly payment" number. Is Buying "New" Worth It?

: For reliable brands like Toyota or Honda, the "massive" depreciation hit the second you drive off the lot has significantly decreased.

: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate.

: Negotiate the car price, then the trade-in value, and finally the financing. Do not let them bundle these into one "monthly payment" number. Is Buying "New" Worth It?

: For reliable brands like Toyota or Honda, the "massive" depreciation hit the second you drive off the lot has significantly decreased.

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