Don't go into the process blind. You need professionals who represent your interests.
Before you even look at a house, get a pre-approval letter from a lender like Chase or Rocket Mortgage to show sellers you are serious. 2. Assemble Your Team reddit home buying guide
Budget for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the purchase price). Don't go into the process blind
Aim for a monthly mortgage payment that is no more than 30% of your take-home pay. reddit home buying guide
Remember to account for property taxes, homeowners insurance, and a "repairs" fund for when the water heater inevitably dies.
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