Should I Buy A House With My Boyfriend Before Marriage Link

Are we comfortable with both of our names being on the deed and the mortgage?

: Discuss how long you intend to keep the home. If one person wants to move for a job but the other doesn't, how is the "forced sale" handled? Key Questions to Discuss Together How will we handle a sudden job loss for one partner? should i buy a house with my boyfriend before marriage

Will we maintain a joint bank account specifically for house-related expenses? Are we comfortable with both of our names

: Both partners are "jointly and severally liable" for the mortgage. If your partner stops paying, the bank expects the full amount from you, and your credit score will be impacted by their late payments. Key Questions to Discuss Together How will we

: This allows for unequal ownership percentages (e.g., 70/30) based on financial contribution. If a partner dies, their share goes to their heirs rather than the partner, unless specified in a will. The "Cohabitation Agreement"

The way you hold the title determines what happens to the property if one partner dies or if you break up.

Buying a house with a partner before marriage is a significant financial and legal commitment that requires more proactive planning than a traditional marital purchase. Because unmarried couples lack the "default" legal protections provided by divorce laws, you must create your own framework for ownership and potential separation. Legal Ownership Structures