Neutral to buyer-friendly. Inventory is relatively high at around a 98-day supply , giving you significant negotiating power on certain brands.
Financing is the biggest differentiator in 2026. Lenders view new cars as lower risk, leading to lower interest rates . should i buy a new used car
Manufacturers are currently offering subvented rates (0%, 0.9%, or 1.9% APR) for leftover 2025 models to clear inventory. 2. Depreciation and Resale Neutral to buyer-friendly
Used car loans are often 4–5% higher than new car loans. should i buy a new used car
Is buying used actually worth it anymore? 2026 prices are weird
The car market has essentially split into two different experiences for buyers: