: Send your letter via USPS Certified Mail with a Return Receipt requested to prove when TransUnion received it.
Disputing errors on your TransUnion credit report is a protected right under the Fair Credit Reporting Act (FCRA). TransUnion is required to investigate your claim and typically must respond within 30 to 45 days. 1. Preparation trans union disputes
: Call toll-free at 800-916-8800 . Have your TransUnion File Identification Number (File Number) ready. 3. Writing Your Dispute Letter : Send your letter via USPS Certified Mail
: Send copies (never originals) of your evidence and a copy of your report with the errors circled. 4. Sending and Tracking Box 2000 Chester
: Access a free copy of your report through AnnualCreditReport.com .
: Often recommended for a documented paper trail. Use the following address: TransUnion Consumer Solutions P.O. Box 2000 Chester, PA 19016-2000
: Collect supporting documents such as billing statements, canceled checks, or letters from creditors that prove the information is wrong. 2. Choose Your Dispute Method