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: VIAC's flagship product allows for high equity exposure (up to 99%) with significant tax advantages.

: While VIAC Invest is relatively new, the company has a long track record in managing billions in pension assets.

“May be good for beginners but IBKR (Interactive Brokers) and VT is significantly cheaper... how can VIAC Invest beat that?” Reddit · r/SwissPersonalFinance finpension Traditional Banks Max Equity Often capped (e.g., 45-75%) Average Fee 1.00% - 1.50%+ Platform Mobile/Web Mobile/Web Physical Branch/Web Bonus Life/Disability Insurance Referral credits Rarely offered

is a leading Swiss digital pension and investment provider, widely recognized for its low-cost 3a pillar solutions and its more recent VIAC Invest robo-advisor platform. As of April 2026, it remains a top choice for cost-conscious investors in Switzerland. Core Offerings

: Users can choose from standardized strategies or build custom portfolios using a wide selection of index funds and ETFs.

: A standalone robo-advisor for free-asset investing (outside of pensions), often cited as one of the cheapest robo-advisors in Switzerland . Key Advantages