Aim for a 20% down payment , a loan term no longer than 4 years , and keep all car-related expenses (EMI, fuel, insurance) within 10% of your monthly income .
; fewer owners generally suggest better care. 2. Physical Exterior Inspection
Use the VIN (Vehicle Identification Number) to pull reports from services like Carfax or AutoCheck. Look for: Accident history and title status (e.g., salvage, rebuilt). Odometer consistency to spot potential tampering.
Inspect the car in while it is clean and dry. Buying a Used Car Checklist - Anthony S. Protho