: Often preferred by traditional banks. Dealers may also pull an Equifax report if an initial score from another bureau is borderline, hoping for a stronger result to secure approval.
: Frequently the first choice for dealerships because it provides the FICO Auto Score quickly. Captive finance groups (like those run by major manufacturers) often have established agreements with Experian . what credit bureau is used to buy a car
: Commonly used by subprime or "bad credit" lenders. Some large national retailers, such as AutoNation , also lean toward TransUnion for initial checks. The "Auto Score" Difference : Often preferred by traditional banks