: Best overall for low costs . It is highly rated for offering commission-free trades on OTC stocks with no hidden fees.

: Best for mobile trading . It offers a sleek app with advanced charting and a strong community aspect, though its OTC selection may be more limited than full-service brokers.

: Most brokers allow free trades for stocks listed on major exchanges like the Nasdaq or NYSE . However, many "true" penny stocks trade on the OTC Markets (Pink Sheets), where some brokers like Charles Schwab charge a flat fee (roughly $6.95 per order).

: Best for advanced and international traders . It provides deep market access across more than 160 markets globally but has a more complex fee structure.

The 5 Principles of Leadership: Character

CHARACTER – Simply put, we push you to walk the talk.

Many believe character in a leader is either present or absent. In reality, every leader typically has the makings of a great character; they just need awareness around their strengths and the areas they would like to develop. The Scholz and Associates team will work with you to reinforce each of the principles you’ve learned and put a plan of action into place. Then, we’ll coach you on how to use your character to drive that forward, with a people-first mindset.

The 5 Principles of Leadership: Choice

CHOICE – Do we take the time to choose what we are going to do?

When moving toward purpose in your life – like becoming happy or achieving financial freedom – these pursuits often are ongoing.

The Scholz and Associates team use the WAYPOINT principle. It is a way of charting your course for a change in direction. Working together, we will help you determine what choices you need to make in order to change your situation. What are the possible outcomes? This helps you not only define what you want, but also identify boundaries and pinpoint what is actionable.

The 5 Principles of Leadership: Conditioning

Conditioning – Can you change your mind?

Knowing where we are and what we want are only the first steps. How do we change our minds?

If we want to change our outcomes, we need to think in different ways. Thinking differently drives different behaviors. Scholz and Associates works with you to structure your mindset for success. Changing your mind begins with how you speak to yourself. From thermals to connecting your goals with positive emotions and energy, your self talk will pave the way toward transformation in your leadership and in your business.

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: Best overall for low costs . It is highly rated for offering commission-free trades on OTC stocks with no hidden fees.

: Best for mobile trading . It offers a sleek app with advanced charting and a strong community aspect, though its OTC selection may be more limited than full-service brokers. where to buy and sell penny stocks online

: Best for advanced and international traders . It provides deep market access across more than 160 markets globally but has a more complex fee structure. It offers a sleek app with advanced charting

The 5 Principles of Leadership: Context

CONTEXT – Before you know where you are going, you must understand where you are.

Scholz and Associates takes a deep look at you, your environment and the people you surround yourself with. We help you understand your behaviors, motivations and thought patterns. We also help you with an environmental scan of the factors surrounding you. This provides a situational analysis that guides your awareness of opportunities and challenges available to you. It sets the framework for ways to strengthen your leadership.