Yo Mann Khaihalchha -

Pride, though his wallet was getting dangerously light. 3. The Gadget Trap

One Saturday, Birat decided to walk from Ason to Basantapur with just 500 rupees in his pocket—his "survival fund" for the week. 1. The Scent of Selroti Yo Mann Khaihalchha

By the time Birat reached the temple steps of Basantapur, he was broke. He sat down, looked at his Selroti crumbs, his new hat, and his useless keychain. He realized he didn't have enough money left for the bus home. Pride, though his wallet was getting dangerously light

As he passed a small tea shop, the sweet, oily aroma of fresh hit him. He wasn't hungry; he had just eaten breakfast. But his heart whispered, "Imagine that crunch." Before he knew it, 100 rupees were gone, and he was munching on a golden ring of bread. The feeling: Pure bliss, followed by a tiny prick of guilt. 2. The Shining Dhaka Topi He realized he didn't have enough money left

Birat smiled, adjusted his new Dhaka Topi, and started the long walk home. He learned that while the heart wants to "eat" the world, sometimes the best meal is the peace of simply saying, "Maybe next time."

In the colorful streets of Kathmandu, there lived a young man named Birat. Birat was a happy soul, but he suffered from a peculiar condition: a very "hungry" heart. His friends often teased him, saying, "Birat, tero mann ta sabai khaihalchha" (Birat, your heart just eats everything up).

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Pride, though his wallet was getting dangerously light. 3. The Gadget Trap

One Saturday, Birat decided to walk from Ason to Basantapur with just 500 rupees in his pocket—his "survival fund" for the week. 1. The Scent of Selroti

By the time Birat reached the temple steps of Basantapur, he was broke. He sat down, looked at his Selroti crumbs, his new hat, and his useless keychain. He realized he didn't have enough money left for the bus home.

As he passed a small tea shop, the sweet, oily aroma of fresh hit him. He wasn't hungry; he had just eaten breakfast. But his heart whispered, "Imagine that crunch." Before he knew it, 100 rupees were gone, and he was munching on a golden ring of bread. The feeling: Pure bliss, followed by a tiny prick of guilt. 2. The Shining Dhaka Topi

Birat smiled, adjusted his new Dhaka Topi, and started the long walk home. He learned that while the heart wants to "eat" the world, sometimes the best meal is the peace of simply saying, "Maybe next time."

In the colorful streets of Kathmandu, there lived a young man named Birat. Birat was a happy soul, but he suffered from a peculiar condition: a very "hungry" heart. His friends often teased him, saying, "Birat, tero mann ta sabai khaihalchha" (Birat, your heart just eats everything up).

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Art Krotou

Art is a crypto-security expert and researcher with serial entrepreneurship background. Having a degree in physics and experiences in multiple cutting-edge industries like fintech, secure hardware and semiconductors, and identity gave him a unique multi-faceted perspective on the problem of key management for individuals in the crypto networks and the evolution of the internet in general.

In his current work, he is specifically researching how cryptographic keys can be inherited without posing a threat to 3rd parties in edge cases. In addition, he advocates for "fault-tolerance via secrets automation". He discusses the quantitative impact of user experience factors on the uptake of non-custodial solutions.

As one of his most notable accomplishments, he co-founded and led through the early years of the company that contributed to the complex technology behind Apple's recent M-series CPUs. He is also the creator of the most friendly and aesthetically pleasing, but nonetheless super secure and fault-tolerant hardware wallet - U•HODL.


Check out his curated series of "Vault12 Learn" contributions below, and follow him on Twitter and LinkedIn for more sharp insights.

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Vault12

Vault12 is the pioneer in crypto inheritance and backup. The company was founded in 2015 to provide a way to enable everyday crypto customers to add a legacy contact to their cry[to wallets. The Vault12 Guard solution is blockchain-independent, runs on any mobile device with biometric security, and is available in Apple and Google app stores.

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Backup and Inheritance for Bitcoin

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You will lose your Bitcoin and other crypto when you die...play icon

You will lose your Bitcoin and other crypto when you die...

...unless you set up Crypto Inheritance today.

It's simple — if you don't worry about crypto inheritance, nobody else will — not your software or hardware wallet vendors, not your exchanges, and not your wealth managers. So it's up to you to think about how to protect the generational wealth you have created, and reduce the risks around passing that crypto wealth on to your family and heirs. What are the challenges with crypto inheritance?

  • Crypto Wallets are difficult to use and do not offer crypto inheritance management. In fact, most of them tell you to write down your seed phrase on a piece of paper, which is practically useless.
  • Some people back up their wallet seed phrases or private keys on paper, local devices like hardware wallets or USBs, or in the cloud. All of these options have severe drawbacks that range from hacking to accidental loss to disrupted cloud services.
  • Software wallets operate on specific blockchains, yet your crypto assets span multiple blockchains. For inheritance to work, you must be able to manage inheritance across every blockchain — now and forever.
Vault12 is the pioneer in crypto inheritance. Watch our explainer video above, or our inheritance demo today.

DISCLAIMER: Vault12 is NOT a financial institution, cryptocurrency exchange, wallet provider, or custodian. We do NOT hold, transfer, manage, or have access to any user funds, tokens, cryptocurrencies, or digital assets. Vault12 is exclusively a non-custodial information security and backup tool that helps users securely store their own wallet seed phrases and private keys. We provide no financial services, asset management, transaction capabilities, or investment advice. Users maintain complete control of their assets at all times.

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Pioneering Crypto Inheritance: Secure Quantum-safe Storage and Backup

Vault12 is the pioneer in Crypto Inheritance, offering a simple yet powerful way to designate a legacy contact and pass on your crypto assets—like Bitcoin (BTC), Ethereum (ETH) and Solana (SOL) —to future generations. Built for everyday users yet robust enough for the most seasoned crypto enthusiasts, Vault12 Guard ensures your wallet seed phrases and private keys are preserved in a fully self-sovereign manner, across all Blockchains.

At the heart of Vault12 Guard is quantum-resistant cryptography and a decentralized, peer-to-peer network of trusted Guardians. Your critical information is never stored in the cloud, on Vault12 servers, or even on local devices—dramatically reducing the risk of a single point of failure. By fusing a powerful software layer with the Secure Element of iOS devices (Secure Enclave) and Google devices (Strongbox), Vault12 Guard locks down your private keys against present and future threats.

Our innovative approach harnesses social recovery, enabling you to appoint one or more trusted individuals or mobile devices as Guardians. These Guardians collectively safeguard your protected seed phrases in a decentralized digital Vault—so there’s no need for constant lawyer updates or bulky paperwork. Should the unexpected happen, your chosen legacy contact can seamlessly inherit your crypto assets without compromising your privacy or security.

Preserve your digital wealth for generations to come with Vault12 Guard—the simplest, most secure way to manage crypto inheritance and backup.

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Screenshot of Vault12 Guard app - Adding data into the Vault

Take the first step and back up your crypto wallets.

Designed to be used alongside traditional hardware and software crypto wallets, Vault12 Guard helps cryptocurrency owners back up their wallet seed phrases and private keys (assets) without storing anything in the cloud, or in any single location. This increases protection and decreases the risk of loss.

The first step in crypto Inheritance Management is making sure you have an up-to-date backup.

The Vault12 Guard app enables secure decentralized backups, and provides inheritance for all your seed phrases and private keys across any blockchain, including Bitcoin, Ethereum, and others, and for any crypto wallet.

Note: For anyone unfamiliar with cryptocurrencies, Vault12 refers to wallet seed phrases and private keys as assets, crypto assets, and digital assets. The Vault12 Guard app includes a software wallet that works alongside your Digital Vault. The primary purpose of this is to guard your Bitcoin (BTC) and Ethereum (ETH) wallet seed phrases, private keys, and other essential data, now and for future generations.

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