: Requires a large minimum deposit—typically $100,000 —in exchange for a higher interest rate.
: Gives you the option to "bump up" your interest rate once or twice if the bank’s rates for new CDs rise during your term.
: Unlike traditional savings accounts with variable rates, a CD locks in a specific rate for the entire term.
Understanding Certificates of Deposit: A Safe Investment Option
A bank is a low-risk savings account that holds a fixed amount of money for a fixed period of time, in exchange for a guaranteed interest rate. Core Features