Features participation rates above 100% on select proprietary indices. : Athene Ascent Pro 10
Offers competitive 5-year rates with a 10% annual penalty-free withdrawal allowance. : Athene MaxRate
The "best" annuity to buy in 2026 depends entirely on your goal: immediate income, guaranteed fixed growth, or market-linked accumulation with protection. As of April 2026, annuity rates remain near multi-decade highs, making fixed-interest products significantly more attractive than in previous years. Best for Guaranteed Fixed Growth (MYGA)