: Financing offers often use "deferred interest." If the balance isn't paid in full by the end of the 18–24 month promo period, you will be charged interest on the full original amount at the standard variable APR (currently 30.74% ).

: Points are issued as Best Buy reward certificates (e.g., 250 points = $5 certificate), which typically expire after 60 days once issued. Best Buy Credit Card: Rewards & Financing

The is currently offering 15% back in rewards on your first day of purchases when you apply and are approved by May 3, 2026. Alternatively, new cardmembers can choose special financing options instead of the initial rewards bonus for large purchases. Introductory Offers (New Cardmembers)