You can lock in a setting you love now and save up for the perfect stone later.
Most online jewelers sell settings, but they may require you to send them your stone to set it. If you buy the setting from one place and the stone from another, you’ll need a local bench jeweler to "set" the stone. Expect to pay between for this professional service. Where to Shop buy ring setting without stones
It sounds obvious, but the "head" of the ring is specific to the cut. You cannot put an Oval stone into a Round setting without swapping out the entire head, which adds labor costs. 3. Know Your Metal You can lock in a setting you love