Ray Boulger Help To Buy Apr 2026

: Boulger argued that the coalition government used Help to Buy as a response to the impact of Basel II regulations on mortgage lending. Proposals for Reform

: He has encouraged lenders to use the clarity provided by regulatory changes to relax criteria in areas like interest-only mortgages and affordability assessments. Current Status of Help to Buy ray boulger help to buy

While supportive of the scheme's goals, Boulger has proposed specific changes to improve its fairness and efficiency: : Boulger argued that the coalition government used

: He estimated that at one point, Help to Buy was directly linked to 40% of all home sales and nearly 70% on some building sites , making the scheme "massively important" for new-build development. ray boulger help to buy